Gameweek 13 results

November 27, 2018

1  up Neil Madrid
Neil Strong
63 835
2  down But Da Pitch Ain’t 1
Trev Reams
42 830
3  down Perfidious Albion
Andrew Swift
48 821
4  up The Craggy Islanders
Adrian Roche
65 801
5  up Game of Stones
Ryan Garoghan
46 779
6  up Upper Bullens
Andy Taylor
61 773
7  up Cookie fc
Peter Cook
46 769
8  down Thelma and Luiz
Trevor Gordon
30 767
9  down FC Caligula
Ajay Supeda
34 766
10  down Edgbaston
Micheal Dinneen
34 761
11  same SLABHEAD FC
Adam Burnett
57 761
12  same Deeney in a Bottle
Stephanie Cripps
54 758
13  up Bielsa Ringing
Alan Hardy
51 751
14  down RICO UNITED
JASON REACHER
45 748
15  down King raggg
Steven Darling
47 741
16  same Shoelace Untied
Caroline Strong
55 740
17  up Need son luck
Matt Jarvis
62 738
18  up Your Ad Here
Matthew Hopkins
71 738
19  down FTM
Stu Smith
49 731
20  up Frostee Rucker
Paul Bentz
58 727
21  up Pretty Schitty City
Alex Michaluk
71 720
22  down Musttryharder fc
Paul Telford
44 720
23  down CAS Vampire Slayers
Mustafa khan
45 717
24  same Kompany & Co
DEAN CRIPPS
48 708
25  same Nashton Villa
Jaime Nash
53 705
26  up Morningblues
Jeff Morning
58 703
27  down Mour Salt and Pep
Noel Driver
36 703
28  up Crazy Leg XI
David Caldicott
74 688
29  down Hoose Reus
James Whitfield
45 688
30  up Aribo Haribo
Paul Hawkins
55 681
31  same romeoshondavan
Rob Hewer
53 680
32  down QUEEN OF THE NORTH
DORINE REACHER
41 673
33  up The Big Lewandowski
Paul Callaghan
48 672
34  same Pique Blinders
Colin Goulding
47 671
35  up Rip Roaring Reds
Sean Whyton
56 668
36  down PenshawPerformers
david bruce
29 665
37  down Fake Madrid
Andrew Wade
33 662
38  up Dinamo Spinks
David Spinks
57 657
39  down Salah Buffoon!!!
Jitesh Lakhani
41 654
40  up Dropit like its Hart
Jason Earwicker
72 652
41  same Real Jorvik
Simon Brown
55 646
42  down El Loco No Joko
Paul Murray
23 634
43  down ClipityKlopptotitle
tanya thursby
42 630
44  down Kebab Eaters Utd
Paul Howard
49 628
45  same Hemel Hotspurs
Paul Jarvis
45 613
46  up Puddle Splash Van
Ian Williams
52 606
47  down It’s coming home
scott mcgow
43 604
48  down Greeeenteeam
adam greenwood
40 603
49  same Atlético Chappers
Richard Chapman
30 561
50  same The Mindless Morons
John Seacroft
31 544
51  same Ross’s champions
darren frankland
61 535

 

Top of the league – Neil Madrid – Neil Strong – 835 points

We’re thirteen weeks in. At some point over the weekend we hit the third-way mark – if such a thing exists. So far two teams have shared the top spot. We’ve had six weeks of Da Pitch and six weeks of Da Albion. We have a new leader to beckon in the middle third of the season and the mad scramble through December. Our fourth manager of the month prize will be dished out after the next gameweek and our new leader also sits at the top of that table. Neil Madrid hold a slender lead over 2017 champs, The Craggy Islanders, who’ve risen to their highest overall position as a result of their good month.

1  same Neil Madrid
Neil Strong
63 209
2  up The Craggy Islanders
Adrian Roche
65 202
3  up Shoelace Untied
Caroline Strong
55 193
4  up Your Ad Here
Matthew Hopkins
71 190
5  up FTM
Stu Smith
49 180
5  up Morningblues
Jeff Morning
58 180
7  down QUEEN OF THE NORTH
DORINE REACHER
41 179
8  down King raggg
Steven Darling
47 179
9  up Upper Bullens
Andy Taylor
61 178
10  up Crazy Leg XI
David Caldicott
74 178

 

Manager of the week – Crazy Leg XI – David Caldicott – 74 points

Crazy Leg (formerly Crazylegs) also move into monthly contention with the highest score of this gameweek. Cannily spying the potential of Gylfi Sigurdsson against Cardiff bagged them 22 points. The Icelander was the only goalscorer in the game but duly picked up top bonus, and his clean sheet point as well, to total 22 with the armband. He has attacking returns in five of his last seven. Maybe you’ve only room for one Everton asset and it’s a tough choice between Richarlison and Sigurdsson. The Brazilian is in four times as many teams, probably as a result of him being played out of position as a centre forward and heads his team mate slightly in the form charts. Sigurdsson, however, despite being ever so slightly dearer, appears to be on all set pieces and is 10 points better off overall. Crazy Leg also kept faith in Aleksandar Mitrovic who scored his first goals for eight weeks. The Fulham striker had been almost universally binned during their slump to the foot of the table, losing almost half of his overall ownership and losing £0.4 million in price. Is it time to re-invest with Ranieri perhaps breathing new life into the team?

Player of the week – Leroy Sane – 19 points

City. City. City. Three players needed. Add Sane to the list of must haves. There was an idea that Guardiola didn’t fancy playing Sane and Mendy together. Well, now Mendy is out for three months, so does that guarantee him a starting berth? Certainly two of Sterling, Sane and Mahrez will play. Probably with the other coming off the bench. Starting on the bench in this team isn’t a bad thing. Most of the time City’s attacking subs have a positive effect and end up scoring or assisting themselves. Three players needed.

Bargain of the week – Aaron Mooy – Huddersfield Town – 16 points

Huddersfield have shown signs of improvement in recent weeks and there are cheap enough options in this team playing regularly that could make good bench warmers for the festive period. Mooy is one of them. Like Sigurdsson, he takes every free kick and corner. Unlike Sigurdsson, he’s not proving to be prolific. These are his first attacking contributions of the season and their defenders have scored more than their recognised attackers. Their defensive options are probably more tempting as they’re not averse to keeping the odd clean sheet and picking up the odd bonus point.

Twat of the week – James Maddison – Leicester City – -2 points

I think thankfully most of us ditched Maddison when his injury hit and hadn’t decided to take a punt and bring him back in. His points had dried up a little anyway with 40 of his 47 coming in the first seven gameweeks. He escapes a league ban, however, as Leicester play in the Milk Cup tonight.

Goal of the week – Heung-Min Son. 

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Gameweek 8 results

October 8, 2018

1  up But Da Pitch Ain’t 1
Trev Reams
71 568
2  down Perfidious Albion
Andrew Swift
60 557
3  same Neil Madrid
Neil Strong
51 510
4  up Game of Stones
Ryan Garoghan
70 507
5  same SLABHEAD FC
Adam Burnett
61 507
6  up Thelma and Luiz
Trevor Gordon
68 507
7  down King raggg
Steven Darling
55 507
8  down Cookie fc
Peter Cook
60 505
9  up Deeney in a Bottle
Stephanie Cripps
76 494
10  up Edgbaston
Micheal Dinneen
71 491
11  down FC Caligula
Ajay Supeda
62 491
12  down Need son luck
Matt Jarvis
56 483
13  down The Craggy Islanders
Adrian Roche
49 480
14  down Bielsa Ringing
Alan Hardy
47 466
15  up Upper Bullens
Andy Taylor
55 464
16  up RICO UNITED
JASON REACHER
58 459
17  down Mour Salt and Pep
Noel Driver
50 457
18  up Frostee Rucker
Paul Bentz
58 454
19  up Pretty Schitty City
Alex Michaluk
56 453
20  down PenshawPerformers
david bruce
50 453
21  down The Big Lewandowski
Paul Callaghan
35 448
22  up Kompany & Co
DEAN CRIPPS
58 445
23  down Musttryharder fc
Paul Telford
32 441
23  up romeoshondavan
Rob Hewer
62 441
25  up FTM
Stu Smith
64 435
26  up CAS Vampire Slayers
Mustafa khan
49 435
26  down Your Ad Here
Matthew Hopkins
47 435
28  up Fake Madrid
Andrew Wade
68 425
28  up Pique Blinders
Colin Goulding
50 425
30  up Crazy Leg XI
David Caldicott
52 423
31  down Hoose Reus
James Whitfield
32 423
32  up Shoelace Untied
Caroline Strong
66 418
33  down Aribo Haribo
Paul Hawkins
38 417
34  down QUEEN OF THE NORTH
DORINE REACHER
28 414
35  down Bakerlona
Stuart Baker
40 414
36  up Dropit like its Hart
Jason Earwicker
65 414
37  up Rip Roaring Reds
Sean Whyton
67 409
38  same ClipityKlopptotitle
tanya thursby
53 408
39  up Dinamo Spinks
David Spinks
53 408
40  down Real Jorvik
Simon Brown
44 405
41  up Salah Buffoon!!!
Jitesh Lakhani
90 401
42  up El Loco No Joko
Paul Murray
56 400
43  down Greeeenteeam
adam greenwood
51 398
44  down Morningblues
Jeff Morning
31 397
45  up It’s coming home
scott mcgow
57 389
46  down Atlético Chappers
Richard Chapman
50 387
47  down Nashton Villa
Jaime Nash
29 384
48  same Kebab Eaters Utd
Paul Howard
54 376
49  up The Mindless Morons
John Seacroft
60 372
50  down Hemel Hotspurs
Paul Jarvis
46 365
51  same Puddle Splash Van
Ian Williams
50 358
52  same Ross’s champions
darren frankland
54 343

 

Manager of the week – Jitesh Lakhani – Salah Buffoon!!! – 90 points

We’re banging the high scores in week after week. Another 90+ score to win the weekly accolade. Bigger scores were achieved, as in Salah Buffoon!!!’s case, with the right captain choice of the two most popular this week. Harry Kane trolled the majority by not only not scoring, or even getting close, but by also picking up a yellow. Eden Hazard did what it appears he might do every week and put in a man of the match performance adding 14 more points to his total. Hazard is this season’s Salah. He’s never been more essential, posting returns in every gameweek bar one, adding £0.8 million to his value already. Elsewhere the Buffoons scored with three Wolves players, which is becoming template, Callum Wilson, the unlikely king of the assists and Alexandre Lacazette, who is quietly totting the goals up for an Arsenal team that no-one dare mention as title contenders.

Player of the week – Matt Doherty – Wolverhampton Wanderers – 15 points

As essential as Hazard in many ways, for his price and now his scoring rate. Only Hazard can better Doherty’s three double figure returns. This is is highest score to date, and takes him to third in the defender ranks. It’s a good season for attacking wing backs and it means you don’t necessarily need all three of Mendy, Robertson and Alonso.

Bargain of the week – Callum Wilson – Bournemouth – 14 points

Three goals ain’t bad but seven assists is bloody marvelous. Bournemouth are free scoring, hitting four for the second time this season. He and strike partner Josh King scored 27 points between them this week and have 91 points between them overall. A double pronged Bournemouth attack looks like a good proposition.

Twat of the week – Christian Kabasele – Watford – -4 points

You’ve got to go some to get a minus four. Well done son. Watford were twat team of the season last time out and this makes up for their totally twat free start to the season.

Goal of the week – Gylfi Sigurdsson. 49s in.

Gameweek 23 results

February 2, 2017

up Aquamar 15
Noel Driver
46 1286
down The Craggy Islanders
Adrian Roche
31 1284
same Yeboah’s Right Foot
Paul Murray
41 1276
same When Harry met Alli
Trevor Gordon
34 1263
up greenyteamy
adam greenwood
42 1245
down Kebab Eaters Utd
Paul Howard
28 1233
same Hedgehog Corpse FC
Nick Smith
34 1228
up Biscuitmen
Chris Morton
43 1219
down 4 Fuchs Ake
Jason Earwicker
31 1214
10  up INIT FC
Mustafa khan
44 1212
11  same Cooksters
Peter Cook
36 1210
12  down Uriah Rennie 2nd XI
Neil Greenwood
27 1208
13  down Rip Roaring Reds
Sean Whyton
29 1202
14  up To Elland Back
Alan Hardy
38 1198
15  same Go Buffoons Go
Jitesh Lakhani
30 1193
16  down FC Caligula
Ajay Supeda
21 1192
17  same 30:19
Darren Lavelle
30 1188
18  up Neil Madrid
Neil Strong
32 1187
19  down Atlético Chappers
Richard Chapman
27 1185
20  same Joey Bosa
Paul Bentz
32 1181
21  same RICO UNITED
JASON REACHER
32 1171
22  same QUEEN OF THE NORTH
DORINE REACHER
43 1171
23  up romeoshondavan
Rob Hewer
43 1162
24  up Upper Bullens
Andy Taylor
46 1154
25  down Edgbaston
Micheal Dinneen
30 1154
26  down Your Ad Here
Matthew Hopkins
26 1152
27  up Jarvis FC
Matt Jarvis
46 1141
28  down nO fucHs given
Paul Callaghan
31 1134
29  same Jeff Lamp’s Porsche
David Spinks
32 1131
30  down Golden Boys
Stephanie Cripps
26 1130
31  same Crazy Legs XI
David Caldicott
32 1114
32  up Shoelace Untied
Caroline Strong
36 1114
33  down Hucking Fell
P Hawkins
30 1112
34  up Release The Hounds
Paul Mitchell
45 1108
35  down RG XV
Ryan Garoghan
42 1108
36  up Have a little dink
Ian Williams
42 1090
37  down Ciderheads
Darren Pope
34 1084
38  up I am not Zlatan
Colin Goulding
41 1074
39  down FTM
Stu Smith
24 1070
40  up Real Jorvik
Simon Brown
41 1050
41  down Pepe Le Blue
DEAN CRIPPS
30 1048
42  up Bakerlona
Stuart Baker
45 1039
43  up jetty city
scott mcgow
52 1033
44  up Big White Chiefs
david frankland
42 1022
45  down Pretty Schitty City
Alex Michaluk
20 1018
46  same Pudding And Pie
John Seacroft
35 1015
47  down Dj daz
darren frankland
35 1015
48  same bazza 28 united
laura barrett
33 974
49  same Bermie Utd
Glen Davies
38 969
50  same DJ’s Trail Blazers
Danian Jones
31 940
51  up Racing Club Skegness
Andrew Swift
36 928
52  down Bish Bosh Goal
Simon Purnell
28 925
53  same Jarv88
Paul Jarvis
36 892

 

One of those weeks where nothing happened – nothing came off. Only 19 goals scored. The average FPL score was a measly 35 points. Our manager of the week managed 52 – the only manager to break 50 points. Jetty City crept ahead of everybody else probably because they had Gylfi Sigurdsson in their side. The Swansea midfielder doesn’t appear in too many other Buckets teams. A good example of a differential paying off.

The only side in the top six that won were City, and we got sick of them weeks ago. No goals for United or Spurs, a stalemate with two unlikely scorers between Chelsea and Liverpool and worst of all, Arsenal messing up at home to Watford, who have been in terrible form of late. Thank goodness for the Alexis Sanchez assist. He appeared to be the popular captain choice again and the extra four points probably turned what could have been a really shit week into…a fairly shit week.

There were some interesting tactics employed in the race for the January Manager of the Month. The top two challengers played chips. Greenyteamy went for the bench boost and that garnered them an extra 12 points. Upper Bullens triple captained Harry Kane to the tune of 6 points – essentially two more than they’d have got had they just not bothered.  Disappointing on the one hand, but it was enough to get them over the line. Might they regret those choices come the double gameweeks? Here’s the final table.

up Upper Bullens
Andy Taylor
46 253
same greenyteamy
adam greenwood
42 251
down When Harry met Alli
Trevor Gordon
34 251
up Aquamar 15
Noel Driver
46 245
up RG XV
Ryan Garoghan
42 242
down Pudding And Pie
John Seacroft
35 240
down Neil Madrid
Neil Strong
32 240

 

Player of the week – Scott Dann – 15 points. That first Palace win under Allardyce had to come sometime.

Bargain of the week – Michael Keane – 12 points. Burnley indestructible at home.

Donkey of the week – Jose Fonte – 0 points. West Ham always get hammered by Man City.

Goal of the week – David Luiz.

Gameweek 13 results

November 28, 2016

same Uriah Rennie 2nd XI
Neil Greenwood
65 727
same QUEEN OF THE NORTH
DORINE REACHER
66 721
up The Craggy Islanders
Adrian Roche
53 698
down Neil Madrid
Neil Strong
46 695
up Yeboah’s Right Foot
Paul Murray
51 694
down Kebab Eaters Utd
Paul Howard
38 690
down nO fucHs given
Paul Callaghan
42 689
up 4 Fuchs Ake
Jason Earwicker
56 688
down Aquamar 15
Noel Driver
36 687
10  up Hedgehog Corpse FC
Nick Smith
62 686
11  down When Harry met Alli
Trevor Gordon
63 685
12  same 30:19
Darren Lavelle
52 674
13  same greenyteamy
adam greenwood
44 666
14  up Biscuitmen
Chris Morton
61 664
15  up Edgbaston
Micheal Dinneen
54 661
16  down To Elland Back
Alan Hardy
43 661
17  up Rip Roaring Reds
Sean Whyton
64 660
18  up INIT FC
Mustafa khan
57 648
19  up Atlético Chappers
Richard Chapman
59 647
20  up Joey Bosa
Paul Bentz
55 645
21  down RICO UNITED
JASON REACHER
34 643
22  down Go Buffoons Go
Jitesh Lakhani
38 643
23  up Ciderheads
Darren Pope
58 642
24  down Cooksters
Peter Cook
34 636
25  up Crazy Legs XI
David Caldicott
51 635
26  down Your Ad Here
Matthew Hopkins
44 632
27  same FTM
Stu Smith
51 631
28  same Golden Boys
Stephanie Cripps
61 630
29  up Release The Hounds
Paul Mitchell
57 626
30  up Jeff Lamp’s Porsche
David Spinks
57 625
31  up romeoshondavan
Rob Hewer
70 615
32  down Racing Club Skegness
Andrew Swift
42 612
33  up Hucking Fell
P Hawkins
59 608
34  same FC Caligula
Ajay Supeda
53 606
35  down Real Jorvik
Simon Brown
38 599
36  down RG XV
Ryan Garoghan
39 594
37  up Jarvis FC
Matt Jarvis
69 593
38  up Have a little dink
Ian Williams
68 585
39  up jetty city
scott mcgow
66 579
40  down Upper Bullens
Andy Taylor
51 576
41  same Shoelace Untied
Caroline Strong
55 574
42  same Bakerlona
Stuart Baker
56 573
43  down Pretty Schitty City
Alex Michaluk
45 572
44  same Pepe Le Blue
DEAN CRIPPS
56 571
45  down Big White Chiefs
david frankland
42 569
46  same I am not Zlatan
Colin Goulding
66 554
47  up DJ’s Trail Blazers
Danian Jones
60 535
48  down Bermie Utd
Glen Davies
34 520
49  same Bish Bosh Goal
Simon Purnell
41 506
50  same Pudding And Pie
John Seacroft
42 495
51  up bazza 28 united
laura barrett
50 490
52  up Jarv88
Paul Jarvis
60 481
53  down Dj daz
darren frankland
25 457

 

We have our first gap opening up at the top of the table. We’ve a two team brekaway. Uriah Rennie 2nd XI and Queen Of The North move past the 700 point mark with healthy weekly scores of 65 and 66. The gap between QOTN and The Craggy Islanders in 3rd is 23 points. Then only 13 points separate the next nine teams. In fact, an inspired captain choice and prevailing wind could see teams as far down as maybe Rip Roaring Reds in 17th climb the league and land somewhere in the top ten and within shooting distance of the prize money.

November manager of the month goes to Greenyteamy who held off challenges from a number of teams to hold on to the lead they’d established after last week’s matches. Only Yeboahs Right Foot and Hedgehog Corpse of those featured in the monthly table appear in the overall top ten. This may explain the tightly packed nature of the mid table. Other than our leading pair and Hedgehogs, the rest of our top ten had a fairly uninspiring week in which they limped to an around-average score. Much the same as last week. And the week before.

 

same greenyteamy
adam greenwood
44 172
up Hedgehog Corpse FC
Nick Smith
62 168
up Pepe Le Blue
DEAN CRIPPS
56 168
up Biscuitmen
Chris Morton
61 167
up Have a little dink
Ian Williams
68 164
down Yeboah’s Right Foot
Paul Murray
51 163
down Racing Club Skegness
Andrew Swift
42 161
up Ciderheads
Darren Pope
58 161
down FTM
Stu Smith
51 161
10  up jetty city
scott mcgow
66 160

 

 

Buckets stalwarts, Romeoshondavan, scored the highest weekly score. More than half of their 70 point total came courtesy of old faithfuls Sergio Aguero (as captain) and Alexis Sanchez. Before the week started, Philippe Coutinho was not only the most picked player in the game, but also the most transferred in and most popular captain of the week. He lasted 36 minutes. The rap he took to his ankle looks like it might rule him out until the New Year. There was potential for a Sunderland trouncing at the hands of the Liverpool midfield, but it never transpired, and left a lot of managers cursing their luck.

The nine goal thriller served up by Swansea and Palace provided us with six of the ten players who managed double figure scores this week. They’re not among the most popular teams with fantasy managers. I know a couple of Buckets teams have Christian Benteke clogging up their attack. His ownership across the whole game is only at 6%. More surprisingly perhaps is that Gylfi Sigurdsson appears in only 5.2% of teams in the game as a whole. Maybe his value seems a little high. But, he’s a top ten midfielder, has played virtually every minute of Swansea’s last nine games and has contributed meaningful points in seven of them. Basically if Swansea score, he’s usually somewhere in the mix.

 

Player of the week – Fernando Llorente – 15 points. Collected in 25 minutes.

Bargain of the week – Leroy Fer – 14 points. His 5th and 6th goals of the season. Only Hazard and Sanchez have more in the midfield.

Donkey of the week – Kyle Naughton – -1 points. A clean sweep. His fourth donkey in three years.

Goal of the week – Pedro. Finally worth considering him for your fantasy team. At 3m25s

Gameweek 26 preview

February 19, 2015

21 Feb 15:00 Aston Villa v Stoke
21 Feb 15:00 Chelsea v Burnley
21 Feb 15:00 Crystal Palace v Arsenal
21 Feb 15:00 Hull v QPR
21 Feb 15:00 Sunderland v West Brom
21 Feb 15:00 Swansea v Man Utd
21 Feb 17:30 Man City v Newcastle
22 Feb 12:00 Spurs v West Ham
22 Feb 14:05 Everton v Leicester
22 Feb 16:15 Southampton v Liverpool

 

The Buckets Cup kicks off in two weekend’s time. We’ll have a preliminary round in gameweek 28 in which 26 teams will be entered. Three teams will gain byes into the first round proper commencing in gameweek 29. Those three will be Crazylegs, as last year’s winners – and whoever scores highest in this gameweek, and gameweek 27 – so there’s a mini incentive to getting a high score this week and next. The cup final will take place in gameweek 32. I’ll be drawing the prelim round some time in the run up to gameweek 28.

This week sees a repeat of the opening fixtures of the season. And it’s probably a good week to have two free transfers at your disposal. Not only do we have players returning from suspensions and niggling injuries, but we’ve also got the final few stragglers from the African Nations to pick from again. City will be relieved to finally name Wilfried Bony in a squad, and to have Yaya Toure back in their midfield to bolster their slightly floundering title bid. It’s a week in which they can’t slip up with Chelsea, who will welcome back Costa and Fabregas after their suspension/injury, expected to get all three points with the visit of Burnley to Stamford Bridge. In recent years, Newcastle haven’t had much to shout about from their visits to the Etihad, so the big two can be relied upon for a healthy points haul this weekend.

Alexis Sanchez played in Arsenal’s FA Cup victory last weekend and no longer has an orange injury box next to his name. Sanchez’s value has dropped and he hasn’t contributed goal, assist or bonus points since early January, as Mesut Ozil and Santi Cazorla have come to the fore. Sanchez bagged a cup assist last week for one of Olivier Giroud’s two goals, and it’s those four players that are likely to lead Arsenal’s line against Palace on Saturday.

Those that clung on to Gylffi Sigurdsson will be glad to see him back on the pitch this weekend following his suspension. The Icelander last contributed on the 29th December. This barren spell has seen his price drop to £6.4 million, which is the lowest that it’s been since gameweek 3. That suggests a bargain if he can get his point scoring boots back on again. Lets not forget the brilliant start he made to the season, scoring 13 points in Swansea’s first game against this weekend’s opponents, Manchester United – and at Old Trafford.

It’s worth remembering, however, that next week sees a reduced gameweek due to the League Cup final, in which Spurs, Chelsea, QPR and Leicester don’t play. So maybe those two free transfers – if you have them – will be better saved.

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